Home Loan Document Checklist: What Lenders Ask For, Australia (A4 PDF)

There is no single home loan application form in Australia: every bank and lender has its own. What they ask for is very similar, so this checklist gathers the documents first: identity, income, savings, debts, expenses and the property.

Lenders and brokers differ, and self-employed applicants are asked for more. Confirm the final list with your lender or broker.

• 1 A4 page: identity, income (employed and self-employed), savings, debts, expenses, property and deposit
• A tick column for each document
• Three colourways

1. Tick each document as you save a copy into one folder.
2. Download recent payslips and statements as PDFs rather than photos.
3. Ask your lender or broker which items they need for your situation.

Is there a standard home loan application form?
No. Each lender has its own form, usually online. The documents they ask for are similar, which is what this list covers.

What do self-employed people need?
Usually two years of tax returns and notices of assessment, business financials and BAS statements. Lenders differ.